Financial Information

We believe financial considerations should not be an obstacle to obtaining a beautiful smile and work hard to make quality orthodontic care affordable. We deliver the finest care at the most reasonable cost possible. The cost of your orthodontic treatment will vary depending on your individual needs and treatment plan. Our staff will discuss with you the cost of your treatment and each available payment plan option, so that you can make the best choice for you and your smile. We will work with you to create a payment plan that fits your budget, and you will know what to expect before beginning treatment.

For your convenience, you can render payment using cash, personal check or any major credit card. You can check your account status 24 hours a day using our Sesame Patient Login technology. If you would like to speak with a member of our team regarding your account, please contact us.

Affordable Payment Plans

Your smile is yours forever, and we want to make it as easy as possible for you to receive the best orthodontic care whenever you need it. If you have insurance that will be covering any portion of your orthodontic treatment, our office staff is always available to help you with insurance claims and paperwork. Please let us know if you have any questions about your insurance coverage or ideas about how we can make your entire orthodontic experience a pleasant one.

Our practice accepts most major credit cards and insurance plans. 

Orthodontic Insurance

There are many different contracts between insurance carriers and subscribers; each contract providing a different benefit. Generally, orthodontic insurance differs from dental insurance in that each insured individual usually has a lifetime maximum for orthodontic services. This orthodontic benefit is paid to the subscriber or provider (if the provider accepts assignment) as a percentage of the orthodontic fee for services rendered until the subscriber’s benefit maximum has been reached. It is your responsibility to call your insurance company prior to your first visit to determine your eligible orthodontic insurance coverage and the timing and structure of payments.

For your convenience, we accept assignment and will submit initial insurance claims for charges related to treatment in our Allendale or Westwood office. Payment for treatment is determined by the insurance carrier after the services are rendered and pre authorization by phone or paper is not a guarantee of payment. Please be advised, our primary financial relationship is with our patients or their families and not with their respective insurance companies. Please remember that orthodontic insurance is a benefit for you or your child. If, during the course of treatment, your benefits or coverage change, the financially responsible party is accountable for all outstanding charges.


Clinical Excellence, Caring,
Cooperation, Comfort

Carcara Orthodontics is "committed to caring for your smile" by making quality treatment, patient satisfaction and personal comfort our priority. We summarize this commitment in the our values of Clinical Excellence, Caring, Cooperation, and Comfort.